Frequently asked
questions

Navos Technologies is a UK technology consultancy and solutions business for FCA-regulated financial services firms, providing independent advisory, infrastructure and cyber resilience services, and bespoke software engineering. Founded in 2020 and based in Bristol, the team brings 120+ years of combined financial services experience. Their unique proposition combines the ability for consultancy work to roll straight into outcome driven solutions, using the same team rather than two separate companies. This drives cost efficiencies, quicker deliverables, and an overall better service.

Navos works with mostly FCA-regulated firms, including wealth managers, asset managers, building societies, mutuals, and platforms who need technology delivered to the standards regulators expect, by a team who has a track record in this niche sector. This comprehensive understanding of working within regulation has now attracted large national law firms, accountants, and various other businesses that glean confidence from the approach Navos takes in delivering high-quality solutions.

Navos Technologies is based in Bristol, UK, with a 100% UK-based team providing direct and accountable support.

Navos Technologies was founded in 2020 by David Davies, who has over 25 years of experience in IT, technology and digital, and has achieved global recognition by means of multiple awards across his career. David was joined by a number of key figures and senior team members when he left Hargreaves Lansdown in 2019 to launch Navos. This means the team also have strong pedigree in the industry they have worked in for many years, successfully delivering change at pace, as well as keeping the UK’s largest investment platform running on a day-to-day basis.

Unlike a general IT provider, Navos specialises exclusively in FCA-regulated financial services and covers the full lifecycle (advice, execution and ongoing support) rather than a single point solution. Its team combines institutional financial services experience with hands-on engineering to deliver exceptional results that are tuned to the client's needs, rather than having to align to a ‘whole of market solution’ to fit their business model.

Yes, Navos provides independent advice and is not tied to reselling specific products, so recommendations are based on what suits the client's regulatory and technical needs.

Yes, Navos specialises in FCA-regulated environments, and its team has direct experience working inside financial institutions subject to FCA oversight. Technical decisions are made with regulatory obligations built in, not bolted on.

Navos helps FCA-regulated firms put in place the infrastructure, security controls and documentation needed to earn audit sign-off.

Navos helps financial services firms build resilient infrastructure and recovery capability, aligned with regulatory operational resilience expectations.

Yes, Navos works with wealth and asset management firms, and the team has experience managing technology environments associated with over £150 billion in assets under management.

Navos's advisory service covers technology strategy, data, due diligence and risk, from board-level strategy through to day-one execution plans. It's aimed at giving leadership decision-grade clarity on consequential technical decisions.

Yes, Navos works with leadership to define and review technology strategy and roadmaps for FCA-regulated firms, producing prioritised, decision-grade plans.

Yes, Navos carries out technology audits of a firm's existing estate, including infrastructure, cybersecurity and code audits, identifying risks and gaps and delivering a prioritised remediation plan.

Navos advises firms on adopting AI, helping them identify practical use cases, implement AI within existing workflows, and do so safely within FCA-regulated environments.

Yes, Navos provides technology due diligence for financial services firms, assessing the technical risk, architecture and resilience of a target business, platform or vendor before a transaction or major commitment. This supports mergers and acquisitions, investment decisions and vendor selection with decision-grade clarity.

Yes, Navos provides fractional and virtual CTO services for financial services firms, giving access to senior technology leadership without a full-time appointment. Navos also provide an elevated CIO or Chief Information Officer service that brings together the ability to add a more strategic perspective to businesses. That can be seen as a CTO+, with either service already bringing value to firms with great effect.

Navos advises on data strategy for financial services firms, including data architecture, governance and management. Navos has experience creating entire data dictionaries, warehouses and lakes along with advanced Power BI reporting.

Navos provides networking, compute, cybersecurity and data management for regulated environments, including all-flash storage and AI-powered CloudOps, built for resilience and audit sign-off.

Navos protects financial services firms against ransomware through layered prevention, detection and recovery. This includes endpoint detection and response from vendors such as CrowdStrike and Cynet, alongside enterprise data protection from EverPure Storage, NetApp and Rubrik, centred on immutable backups that cannot be altered or deleted once written so data can be recovered quickly after an attack.

Immutable backups are copies of data that cannot be modified or deleted for a set period, making them resistant to ransomware and accidental loss. Navos implements immutable backup strategies for wealth and financial services firms.

All-flash storage uses solid-state drives rather than spinning disks, delivering faster and more reliable data access. Navos implements all-flash storage from vendors such as Everpure (Pure Storage) to provide performance and resilience in regulated environments.

Rubrik, Everpure, NetApp, Dell, Microsoft, Rubrik, Cisco, Arista and CrowdStrike, with more suppliers coming on board every quarter!

Yes, absolutely. This is a common question and one Navos are very well placed to help businesses with! With increasing costs for cloud computing, whether in terms of storage or compute, many firms are now asking for support to bring these areas back inside their control, whether at their own data centres, or co-location data centres. However, Navos are also able to assess and in some cases reduce cloud spend, whether on initial purchases or on-going maintenance, given their independence in this important area.

Yes, Navos builds bespoke, secure, scalable software for regulated financial services platforms, engineered to meet the rigours of modern financial services.

Yes, clients own the software Navos builds for them entirely. Navos designs platforms that the client owns outright, with no lock-in.

Yes, Navos provides code audits that assess the security, architecture and maintainability of an existing codebase, with prioritised recommendations.

Navos uses AI to accelerate development through AI-assisted engineering, applying AI tools within disciplined engineering practices rather than unchecked "vibe coding". Navos considers AI-assisted engineering the durable approach for regulated platforms.

Yes, Navos re-platforms and modernises legacy systems for financial services firms, replacing fragile infrastructure with secure, scalable, owned platforms.

Navos has expertise within a range of technologies and languages including (but not limited to) Node.js, React, Next.js, Python and .Net. Navos has a range of cloud expertise including Microsoft Azure, Amazon Web Services (AWS) and Google Cloud Platform (GCP).

Navos has experience integrating with a range of platforms, including custodians, back-offices, data feeds and CRM systems. If a platform has an API or another way to extract data, an integration can usually be built. For example, Navos has built integrations with platforms including Intelliflo, FE fundinfo, and Fundment.

Navos builds security into the development process rather than testing for it at the end, using automated tooling or code quality, security analysis, dependency and vulnerability scanning. For penetration testing, Navos works with a specialist security partner and recommends pen testing for platforms in regulated environments.

Yes, Navos provides ongoing maintenance and support through NavosCare, a proactive support service that keeps your platform healthy, secure and evolving long after go-live. This typically includes monitoring, security updates and bug fixes.

Navos scopes each engagement to the client's needs and can provide costings based on time-and-materials or fixed pricing, in a way that suits the requirements of budgets. This follows an initial consultation.

A Navos engagement typically begins with a consultation to understand the firm's regulatory and technical context, followed by advice, execution and ongoing support across the technology lifecycle. These sessions can either be in person or virtual to suit the needs of the client.

Getting started begins with a conversation about your technology roadmap, you can contact Navos online or email info@navos.co.uk to arrange an initial discussion.

Yes, Navos supports clients beyond initial delivery through its Advice, Execution and Support model, providing continued technical support once a project goes live.

Navos has a 100% UK-based team, providing direct, accountability-driven support without offshore outsourcing.

Absolutely! Navos have a growing number of international businesses that they support globally with a number of services. They are able to work in different parts of the world from an invoicing perspective, and can remain flexible to differing time zones and ways of working to suit the best outcome.

Navos works under strict NDAs appropriate to FCA-regulated environments, given the sensitivity of financial services data.